Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review
- Oct 15, 2024 Start date
- Closed Status
- None Intervenors
- None Presenters
- None Next hearing
- Application filed Oct 15, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Intervener Application Deadline Oct 15, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Presenter Deadline Nov 1, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Written Submissions from Public Due Nov 29, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing Dec 6, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing Dec 9, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing Dec 11, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing Dec 12, 2024 Completed
- Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing Dec 13, 2024 Completed
- Closed Feb 25, 2025 Completed
Off air
The Public Utilities Board's 2024 review of the maximum allowable charges and fees for payday loans and of the maximum fee for cashing government cheques. Hearing December 6 to 13, 2024; Order 26/25 (government cheque cashing fees) dated February 24, 2025 and the payday loans report dated February 25, 2025.
Exhibit
| Title | Type | ||
|---|---|---|---|
| Exhibit List – FINAL December 13, 2024 | Dec 13, 2024 | Exhibit | |
| CC-25 – Revised Response to Undertaking 6 – December 13, 2024 | Dec 13, 2024 | Exhibit | |
| CC-26 – CC Closing Submissions – December 13, 2024 | Dec 13, 2024 | Exhibit | |
| CC-19 – Response to Undertaking 9 – December 12, 2024 | Dec 12, 2024 | Exhibit | |
| CC-20 – Response to Undertaking 10 – December 12, 2024 | Dec 12, 2024 | Exhibit | |
| CC-21 – Response to Undertaking 11 – December 12, 2024 | Dec 12, 2024 | Exhibit | |
| CC-22 – Response to Undertaking 12 – December 12, 2024 | Dec 12, 2024 | Exhibit | |
| CC-23 – Response to Undertaking 13 – December 12, 2024 | Dec 12, 2024 | Exhibit | |
| CC-24 – Response to Undertaking 14 – December 12, 2024 | Dec 12, 2024 | Exhibit | |
| CC-16 – Probe Research Payday Loan Report Presentation – December 11, 2024 | Dec 11, 2024 | Exhibit | |
| CC-17 – Response to Undertaking 6 – December 11, 2024 | Dec 11, 2024 | Exhibit | |
| CC-18 – St. Aubin Payday Loan Regulation Study Presentation – December 11, 2024 | Dec 11, 2024 | Exhibit | |
| CC-09 – Response to Undertaking 1 – December 10, 2024 | Dec 10, 2024 | Exhibit | |
| CC-10 – Response to Undertaking 2 – December 10, 2024 | Dec 10, 2024 | Exhibit | |
| CC-11 – Response to Undertaking 3 – December 10, 2024 | Dec 10, 2024 | Exhibit | |
| CC-12 – Response to Undertaking 4 – December 10, 2024 | Dec 10, 2024 | Exhibit | |
| CC-13 – Response to Undertaking 5 – December 10, 2024 | Dec 10, 2024 | Exhibit | |
| CC-14 – Response to Undertaking 7 with Attachment A- December 10, 2024 | Dec 10, 2024 | Exhibit | |
| CC-15 – Response to Undertaking 8 – December 10, 2024 | Dec 10, 2024 | Exhibit | |
| PUB-09 – Credit Deserts – The Absence of low cost credit paper – filed December 9, 2024 | Dec 9, 2024 | Exhibit | |
| CC-08 – Presentation by Spotton Visano, Buckland and Robinson – December 9, 2024 | Dec 9, 2024 | Exhibit | |
| CC-06 – Coalition’s Opening Statement – December 6, 2024 | Dec 6, 2024 | Exhibit | |
| CC-07 – Presentation by Dr. Jennifer Frimpong and Dr. Wayne Simpson – December 6, 2024 | Dec 6, 2024 | Exhibit | |
| CC-02 – Submission to the Manitoba Public Utilities Board Payday Loan Regulation Review 2024, prepared by Dr. Jerry Buckland, Dr. Chris Robinson, and Dr. Brenda Spotton Visano – November 8, 2024 | Nov 8, 2024 | Exhibit | |
| CC-03 – Characteristics of High-interest Loan Consumers, prepared by Dr. Jennifer Frimpong and Dr. Wayne Simpson – November 8, 2024 | Nov 8, 2024 | Exhibit | |
| CC-04 – Payday Loan Focus Groups, prepared by Probe Research Inc. – November 8, 2024 | Nov 8, 2024 | Exhibit | |
| CC-05 – Payday Loan Regulation Study: Insights from Manitoba Community-based Organizations, prepared by Ms. Zoë St. Aubin – November 8, 2024 | Nov 8, 2024 | Exhibit | |
| PUB-4 – Consumer Protection Division – Payday Lending Report – October 24, 2024 | Oct 24, 2024 | Exhibit | |
| PUB-5 – Consumer Protection Division – Government Cheque Cashing Report – October 24, 2024 | Oct 24, 2024 | Exhibit | |
| CC-01 – Consumer Coalition Intervener Application – October 15, 2024 | Oct 15, 2024 | Exhibit | |
| PUB-2 – Rules of Practice and Procedure | Exhibit | ||
| PUB-6 – PUB-CC Round I Information Requests (1-15) | Exhibit | ||
Intervener Application Forms
Presenters / Additional Submissions
Public Participation
Report
| Title | Type | ||
|---|---|---|---|
| Report on 2024 Payday Loans Review – February 25, 2025 | Feb 25, 2025 | Report |
Transcript
| Title | Type | ||
|---|---|---|---|
| Payday Loan and Government Cheque Cashing Review Hearing – Transcript – December 13, 2024 (Pages 723 to 797) | Dec 13, 2024 | Transcript | |
| Payday Loan and Government Cheque Cashing Review Hearing – Transcript – December 12, 2024 (Pages 601 to 722) | Dec 12, 2024 | Transcript | |
| Payday Loan and Government Cheque Cashing Review Hearing – Transcript – December 11, 2024 (Pages 434 to 600) | Dec 11, 2024 | Transcript | |
| Payday Loan and Government Cheque Cashing Review Hearing – Transcript – December 9, 2024 (Pages 128 to 433) | Dec 9, 2024 | Transcript | |
| Payday Loan and Government Cheque Cashing Review Hearing – Transcript – December 6, 2024 (Pages 1 to 127) | Dec 6, 2024 | Transcript |
Take part in this proceeding
Two ways for the public to be heard.
| Order | Type | Description | ||
|---|---|---|---|---|
| 26/25 | Feb 24, 2025 | General | Maximum Fee for Cashing Government Cheques | |
| 13/25 | Jan 27, 2025 | General | Award Of Costs: Consumers Association of Canada (Manitoba) Inc. - Intervention in 2024 Manitoba Payday Lending and Government Cheque Cashing Public Hearing | |
| 121/24 | Oct 21, 2024 | General | Payday Loans and Government Cheque Cashing Reviews: Intervener Status and Schedule of Proceedings |
Past
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Hearing
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Written Submissions from Public Due
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Public Presenter Deadline
-
Public Utilities Board – 2024 Payday Loan and Government Cheque Cashing Review – Intervener Application Deadline
| Title | Archived | Type | ||
|---|---|---|---|---|
| Notice of Public Hearing – To Review Maximum Allowable Charges and Fees for Payday Loans and the Government Cheque Cashing Fee Tariff Pour examiner les frais et droits relatifs aux prêts de dépannage et les frais d’encaissement des chèques du gouvernement | Sep 3, 2024 | Archived | Notice of Hearing | |
| Payday Loan and Government Cheque Cashing – Payday Lending / Loan Rates and Government Cheque Cashing Fee Tariffs in Manitoba – You’re Invited Taux de prêts sur salaire/prêts et tarifs des frais d’encaissement des chèques du gouvernement au Manitoba – Invitation | Jul 8, 2024 | Archived | Public Notice |